Early access — now open

See your money.Clearly.

One dashboard for all your accounts, net worth, and spending — with an AI you can actually ask questions to.

See a live demo

No credit card. No spam.

Bank sync via Plaid
Works with ChatGPT & Claude
Your data is never sold
Free to start

How it works

Three steps.
Done in minutes.

  1. 01

    Connect your accounts

    Link your bank, brokerage, or credit cards via Plaid — or upload a CSV or PDF if you prefer to stay manual.

  2. 02

    See everything in one place

    Your spending, savings, net worth, and subscriptions in a single clean dashboard. No spreadsheet required.

  3. 03

    Ask questions, get answers

    Type a question — "where did my money go this month?" — and get a plain-English answer. Use your own AI key. Loocero stores no chat history.

Cash flow

Know if you're ahead or behind

Income, spending, and surplus for any period — without treating transfers or credit card payments as lifestyle spending.

Plain-English answers

Ask your money questions in plain English

No pivot tables, no filters to memorize. Ask what you spent, where it went, or whether you're on track — and get a clear answer grounded in your own data.

Spending

See where your money actually goes

Category breakdowns that roll up into groups — click to drill into the details when one slice looks off.

Recurring charges

Find the charges you forgot about

Loocero surfaces the subscriptions and recurring payments quietly draining your account, so you can cancel the ones you no longer use.

Early users

What people are saying.

  • I finally see every account in one place — including the apartment and my brokerage. The net worth number updating in real time changed how I think about money.

    Melissa Arnett

    Software Engineer · Austin, TX

  • Asking where my money went changed how I budget. No spreadsheets, no guilt — just a clear answer and a next step I can actually take.

    Dylan Serrano

    Product Designer · San Francisco, CA

  • It caught three subscriptions I had completely forgotten about. The privacy piece is what made me actually trust it — I don’t want my financial data traded around.

    Justin Wu

    Physician · Houston, TX

What’s inside

Everything you need. Nothing you don’t.

Built around the things that actually matter — your full financial picture, not just your checking account.

Net worth

Your real net worth — including your home

Cash, investments, retirement, properties, and vehicles in one number. Most apps ignore what you actually own.

AI chat

Ask your money anything

Plain-English answers to real money questions. Use your own ChatGPT or Claude account — your conversations are never stored.

Multi-currency

Track money in any currency

USD, COP, EUR, GBP, MXN, CAD — daily FX rates roll everything into one net worth number.

Subscriptions

Find what's quietly draining your account

Loocero flags recurring charges you've forgotten about — weekly, monthly, or annual.

Business

Keep business and personal separate

Tag transactions as business and mark them tax-deductible. See what you can write off — no accountant needed.

Privacy

Your data stays yours — enforced in the code

No chat history saved. No uploads kept. No financial data in our logs. Privacy is enforced in the code — it can't be turned off or bypassed.

Why Loocero

Different by design.

Most finance apps were built for one account type. Loocero was built for your whole picture.

  • Your home counts — not just your checking account

    Cash, investments, retirement, property, and debt roll into one net worth number. Track USD, COP, EUR, and more without juggling spreadsheets.

  • Ask your money questions in plain English

    Wonder where your money went or what's due this month? Ask in your own words. Connect your ChatGPT or Claude account — we never save your chats.

  • Privacy you can count on

    No chat history stored. Uploads are deleted after import. Your financial details stay out of our logs — that's how the product is built, not just a promise on a landing page.

  • Business and personal, kept separate

    Tag work expenses and mark what's tax-deductible. When tax season comes, you have a clear breakdown without opening a second app.

  • Recurring charges, surfaced for you

    Subscriptions and bills you forgot about show up automatically — weekly, monthly, or annual — so you can cancel what you no longer use.

Pricing

Honest tiers. No upsell tricks.

Start free with the essentials. Upgrade to the Pro tier when it’s ready.

Free

$0/month

Hosted Loocero with the essentials. Try it before you trust it.

  • CSV + PDF import with review queue
  • Dashboard, budgets, goals, reports
  • Three months of transaction history
  • Privacy contract (no chat history, no tracking)

Pro

$12/month
$96/yearSave 33%

$8/month, billed annually

Less than Monarch. More privacy.

  • Bank sync — all accounts, automatic
  • Unlimited transaction history
  • AI financial chat — with or without your own key
  • Portfolio + holdings tracking
  • Multi-currency support
  • More features coming as we build with you

Early access

Your financial life, finally in one place.

We’ll reach out when early access opens. No spam. No selling your data.